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- Mortgage Interest Rate Update as of 01/02/2025
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Today’s Mortgage Rates: 30-Year Fixed FHA Loan 6.125% with zero points 5.875% with one point (Based on a 640 minimum credit score and $300,000 minimum loan amount) 30-Year Fixed Conventional Loan 7% with zero points 6.75% with one point (Based on a 720 minimum credit score, $300,000 minimum loan amount, and 20% down payment)